ꯐꯣꯜꯗꯤꯡ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯇꯦꯕꯜ ꯑꯃꯁꯨꯡ ꯆꯦꯌꯥꯔꯁꯤꯡ ꯁꯦꯠ ꯇꯧꯕꯥ

ꯃꯁꯤ ꯀꯦꯝꯄ ꯁꯦꯠ ꯵ ꯏꯟ ꯱ ꯐꯣꯜꯗ ꯇꯧꯕꯥ ꯌꯥꯕꯥ ꯄꯤꯛꯅꯤꯛ ꯇꯦꯕꯜ ꯑꯃꯁꯨꯡ ꯏꯃꯨꯡꯒꯤ ꯃꯄꯥꯟꯗꯥ ꯁꯦꯠ ꯇꯧꯕꯥ ꯆꯦꯌꯥꯔ ꯑꯃꯅꯤ꯫ ꯃꯁꯤꯒꯤ ꯄꯣꯔꯇꯦꯕꯜ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯇꯦꯕꯜ ꯑꯃꯁꯨꯡ ꯆꯦꯌꯥꯔ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯀꯝꯕꯣ ꯑꯁꯤ ꯃꯇꯝ ꯑꯃꯠꯇꯗꯥ ꯃꯐꯝ ꯑꯃꯠꯇꯗꯥ ꯁꯤꯖꯤꯟꯅꯕꯥ ꯌꯥꯏ꯫ ꯅꯍꯥꯛꯅꯥ ꯀꯥꯔꯗ ꯁꯥꯟꯅꯔꯕꯁꯨ ꯅꯠꯠꯔꯒꯥ ꯒꯧꯔꯃꯦꯠ ꯀꯦꯝꯄ ꯗꯤꯅꯥꯔꯗ ꯅꯠꯠꯔꯒꯥ ꯄꯤꯛꯅꯤꯛ ꯑꯃꯒꯤꯗꯃꯛ ꯐꯃꯂꯕꯁꯨ, ꯂꯥꯏꯠꯋꯦꯠ, ꯄꯦꯀꯦꯕꯜ ꯇꯦꯕꯜ ꯑꯃꯁꯨꯡ ꯆꯦꯌꯥꯔ ꯁꯦꯠ ꯑꯁꯤꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯀꯦꯝꯄ ꯇꯧꯕꯒꯤ ꯑꯦꯗꯚꯦꯟꯆꯔꯁꯤꯡ ꯍꯦꯅꯒꯠꯍꯜꯂꯤ꯫

● ꯴ꯄꯔꯁꯟ ꯐꯦꯃꯤꯂꯤ ꯁꯥꯏꯖ ꯄꯣꯔꯇꯦꯕꯜ, ꯐꯣꯜꯗꯤꯡ ꯇꯦꯕꯜ ꯑꯁꯤ ꯆꯦꯌꯥꯔ ꯃꯔꯤꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯂꯥꯀꯏ

● ꯐꯖꯅꯥ ꯊꯝꯅꯕꯥ ꯑꯃꯁꯨꯡ ꯆꯠꯊꯣꯛ-ꯆꯠꯁꯤꯟ ꯇꯧꯅꯕꯒꯤꯗꯃꯛꯇꯥ ꯌꯥꯑꯣꯔꯤꯕꯥ ꯑꯆꯧꯕꯥ ꯁ꯭ꯇꯐ ꯁꯦꯛ ꯑꯗꯨꯗꯥ ꯄꯦꯛ ꯇꯧꯏ, ꯋꯦꯕꯤꯡ ꯍꯦꯟꯗꯂꯁꯤꯡꯅꯥ ꯃꯁꯤ ꯂꯧꯕꯥ ꯌꯥꯕꯥ ꯌꯥꯝꯅꯥ ꯂꯥꯏꯍꯜꯂꯤ꯫

● ꯁ꯭ꯅꯦꯞ-ꯑꯄꯨꯅꯕꯥ ꯐ꯭ꯔꯦꯝ ꯑꯃꯁꯨꯡ ꯇꯦꯕꯂꯇꯣꯞ, ꯐꯣꯜꯗ ꯇꯧꯕꯥ ꯑꯃꯁꯨꯡ ꯁꯦꯀꯦꯟꯗ ꯈꯔꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯍꯥꯡꯗꯣꯀꯄꯥ, ꯑꯦꯁꯦꯝꯕꯂꯤ ꯔꯤꯀꯣꯔꯗ ꯑꯃꯠꯇꯥ ꯂꯩꯇꯦ, ꯆꯦꯌꯥꯔꯁꯤꯡ ꯑꯁꯤ ꯃꯤꯅꯤꯠ ꯑꯃꯗꯥ ꯂꯦꯞꯄꯥ ꯌꯥꯏ꯫

● ꯑꯦꯂꯨꯃꯤꯅꯤꯌꯝ ꯁ꯭ꯂꯦꯕ ꯇꯦꯕꯜ ꯇꯞꯄ ꯑꯁꯤ .ꯈꯣꯠꯄ ꯁꯥꯈꯤ, ꯐꯥꯌꯥꯔ ꯄ꯭ꯔꯨꯐ, ꯋꯥꯇꯔ ꯄ꯭ꯔꯨꯐ꯫ ꯍꯣꯠ ꯄꯦꯅꯁꯤꯡꯅꯥ ꯇꯦꯕꯂꯒꯤ ꯃꯊꯛꯇꯥ ꯑꯃꯥꯡ-ꯑꯇꯥ ꯊꯣꯀꯍꯜꯂꯣꯏ꯫ ꯅꯍꯥꯛꯅꯥ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯃꯇꯃꯗꯥ ꯆꯥꯛ ꯊꯣꯡꯕꯒꯤ ꯇꯦꯕꯜ ꯑꯃꯥ ꯑꯣꯏꯕꯥ ꯑꯁꯤ ꯑꯐꯕꯥ ꯑꯃꯅꯤ꯫

● ꯏꯅꯗꯣꯔ ꯅꯠꯠꯔꯒꯥ ꯑꯥꯎꯠꯗꯣꯔ ꯑꯦꯛꯇꯤꯕꯤꯇꯤ ꯑꯃꯍꯦꯛꯇꯒꯤꯗꯃꯛ ꯃꯄꯨꯡ ꯐꯥꯕꯥ, ꯄꯤꯛꯅꯤꯛ, ꯁꯃꯨꯗ꯭ꯔ ꯈꯣꯡꯕꯥꯜ ꯐꯥꯑꯣꯕꯥ ꯆꯠꯄꯥ, ꯂꯧꯎ-ꯁꯤꯡꯎꯒꯤ ꯀꯟꯁꯔꯠ, ꯄꯥꯔꯛ, ꯁꯨꯇꯤ, ꯑꯃꯁꯨꯡ ꯀꯦꯝꯄ ꯇꯧꯕꯥ, ꯀꯥꯔꯗ ꯁꯥꯟꯅꯕꯥ꯫

1. ꯃꯃꯂꯒꯤ ꯃꯇꯝ: ꯱.ꯐꯣꯕ ꯖꯤꯌꯥꯃꯦꯟ, ꯁꯤ.ꯑꯥꯏ.ꯑꯦꯐ., ꯁꯤ.ꯑꯦꯟ.ꯑꯦꯐ., ꯗꯣꯔ ꯇꯨ ꯗꯣꯔ ꯁꯔꯚꯤꯁ, ꯑꯁꯤꯅꯆꯤꯡꯕꯥ꯫

2. ꯄꯦꯃꯦꯟꯇꯀꯤ ꯃꯇꯝ:T/Tꯅꯥ, 30% ꯗꯤꯄꯣꯖꯤꯠ ꯇꯧꯗꯨꯅꯥ ꯍꯥꯟꯅꯥ + 70% ꯕꯦꯂꯦꯟꯁ ꯄꯦꯃꯦꯟꯇ ꯑꯗꯨ B/L ꯀꯣꯄꯤ ꯑꯗꯨꯒꯤ ꯃꯥꯌꯣꯛꯇꯥ, ꯅꯠꯠꯔꯒꯥ ꯎꯕꯥ ꯃꯇꯃꯗꯥ L/C.

3. ꯁꯦꯝꯄꯂꯒꯤ ꯂꯤꯗ ꯇꯥꯏꯝ: ꯱.ꯑꯀꯨꯞꯄꯥ ꯃꯔꯣꯜ ꯄꯨꯝꯅꯃꯛ ꯑꯌꯥꯕꯥ ꯄꯤꯔꯕꯥ ꯃꯇꯨꯡ ꯅꯨꯃꯤꯠ ꯵-꯷ꯅꯤꯒꯤ ꯃꯅꯨꯡꯗꯥ꯫

4. ꯑꯣꯔꯗꯔ ꯄꯤꯕꯒꯤ ꯃꯇꯝ:ꯗꯤꯄꯣꯖꯤꯠ ꯄꯦꯃꯦꯟꯇ ꯐꯪꯂꯕꯥ ꯃꯇꯨꯡ ꯅꯨꯃꯤꯠ 45-60ꯒꯤ ꯃꯅꯨꯡꯗꯥ꯫

꯱.ꯑꯍꯦꯅꯕꯥ .ꯀꯝꯄꯤꯇꯤꯇꯤꯕ ꯑꯣꯏꯕꯥ ꯃꯃꯜꯇ꯭ꯔꯦꯗꯤꯡ ꯀꯝꯄꯦꯅꯤꯗꯒꯤ ꯍꯦꯟꯅꯥ .

꯲.ꯗꯥ ꯍꯦꯟꯅꯥ ꯐꯕꯥ ꯀꯟꯠꯔꯣꯜ ꯇꯧꯕꯥ .ꯑꯋꯥꯡꯕꯥ ꯊꯥꯛꯀꯤ ꯃꯒꯨꯟ ꯂꯩꯕꯥ .ꯃꯁꯥꯒꯤ ꯑꯣꯏꯕꯥ ꯀ꯭ꯌꯨ.ꯁꯤ.

꯳.ꯗꯥ ꯍꯦꯟꯅꯥ ꯐꯕꯥ ꯀꯟꯠꯔꯣꯜ ꯇꯧꯕꯥ .ꯃꯇꯝ ꯆꯥꯅꯥ ꯄꯤꯕꯥ

4. ꯑꯆꯦꯠꯄꯥ ꯗꯤꯖꯥꯏꯟ ꯇꯧꯕꯥ ꯁꯄꯣꯔꯠꯃꯁꯥꯒꯤ ꯑꯣꯏꯕꯥ ꯑꯥꯔ.ꯑꯦꯟꯗ.ꯗꯤ.

5. ꯌꯥꯝꯅꯥ ꯊꯨꯅꯥ ꯁꯔꯚꯤꯁ ꯇꯧꯕꯥꯃꯤꯗꯂꯃꯦꯟ ꯄꯥꯁ ꯇꯧꯕꯥ ꯌꯥꯑꯣꯗꯅꯥ ꯄꯥꯎꯖꯦꯜ ꯄꯤꯕꯥ

6.ꯆꯍꯤ ꯲꯰ꯒꯤ ꯃꯊꯛꯇꯥ ꯂꯩꯕꯥ ꯑꯦꯛꯁꯄꯔꯤꯌꯦꯟꯁꯄ꯭ꯔꯣꯐꯦꯁ꯭ꯅꯦꯜ ꯃꯦꯟꯌꯨꯐꯦꯀꯆꯔꯤꯡ ꯑꯃꯁꯨꯡ ꯑꯦꯛꯁꯄꯣꯔꯠ ꯇꯧꯕꯗꯥ ꯌꯨ.ꯑꯦꯁ.

7. 15,꯰꯰꯰ ꯁ꯭ꯛꯕ꯭ꯌꯥꯔ ꯃꯤꯇꯔ ꯴.ꯊꯥꯖꯕꯥ ꯌꯥꯕꯥ ꯃꯦꯟꯌꯨꯐꯦꯀꯆꯔꯔ ꯑꯃꯥ ꯑꯣꯏꯅꯥ ꯑꯦꯝ.ꯑꯦꯁ.ꯑꯦꯝ.ꯏ.ꯑꯥꯏ.ꯑꯦꯁ.ꯑꯣ.꯹꯰꯰꯱, ꯑꯦꯁ.ꯖꯤ.ꯑꯦꯁ., ꯕꯤ.ꯑꯦꯁ.ꯁꯤ.ꯑꯥꯏ., ꯁꯦꯗꯦꯛꯁ ꯑꯁꯤꯅꯆꯤꯡꯕꯒꯤ ꯁꯔꯇꯤꯐꯤꯀꯦꯠꯁꯤꯡꯒꯥ ꯂꯣꯌꯅꯅꯥ꯫

ꯍꯠ ꯇꯦꯒꯁ: ꯐꯣꯜꯗꯤꯡ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯇꯦꯕꯜ ꯑꯃꯁꯨꯡ ꯆꯦꯌꯥꯔ ꯁꯦꯠ, ꯆꯥꯏꯅꯥ ꯐꯣꯜꯗꯤꯡ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯇꯦꯕꯜ ꯑꯃꯁꯨꯡ ꯆꯦꯌꯥꯔ ꯁꯦꯠ ꯃꯦꯟꯌꯨꯐꯦꯀꯆꯔꯔꯁꯤꯡ, ꯁꯞꯂꯥꯏꯌꯔꯁꯤꯡ, ꯐꯦꯛꯇꯔꯤ