ꯗꯕꯜ ꯀꯦꯝꯄ ꯇꯧꯕꯥ ꯀꯄꯕꯣꯔꯗ ꯑꯃꯥ꯫

ꯑꯗꯣꯝꯅꯥ ꯀꯣꯂꯥꯞꯁꯤꯕꯜ ꯄꯣꯔꯇꯦꯕꯜ ꯗꯤꯂꯛꯁ ꯀꯨꯛ ꯁ꯭ꯇꯦꯁꯟ (ꯀꯦꯝꯄ ꯀꯤꯆꯦꯟ) ꯑꯁꯤ ꯂꯤꯡꯈꯠꯄꯥ ꯃꯇꯃꯗꯥ ꯀꯦꯝꯄ ꯑꯥꯎꯠ ꯀ꯭ꯌꯨꯏꯖ ꯑꯁꯤ ꯃꯄꯨꯡ ꯐꯥꯅꯥ ꯑꯅꯧꯕꯥ ꯊꯥꯛ ꯑꯃꯗꯥ ꯌꯧꯍꯅꯕꯤꯌꯨ꯫ ꯐꯣꯜꯗ ꯇꯧꯕꯥ ꯌꯥꯕꯥ ꯁ꯭ꯇꯤꯜ ꯐ꯭ꯔꯦꯝ ꯑꯗꯨ ꯊꯨꯅꯥ ꯑꯃꯁꯨꯡ ꯌꯥꯝꯅꯥ ꯂꯥꯏꯅꯥ ꯁꯦꯠ ꯇꯧꯏ, ꯃꯔꯝ ꯑꯗꯨꯅꯥ ꯅꯍꯥꯛꯅꯥ ꯈꯨꯗꯛꯇꯥ ꯆꯥꯛ ꯊꯣꯡꯕꯥ ꯍꯧꯅꯕꯥ ꯁꯦꯝ ꯁꯥꯔꯦ꯫ ꯂꯦꯌꯔ ꯀꯝꯄꯥꯔꯇꯃꯦꯟꯇ ꯑꯅꯤꯅꯥ ꯃꯁꯛ ꯃꯑꯣꯡ ꯑꯃꯁꯨꯡ ꯆꯥꯛ ꯊꯣꯡꯅꯕꯥ ꯄꯣꯠꯁꯀꯁꯤꯡ ꯊꯝꯃꯤ꯫ ꯃꯊꯛꯀꯤ ꯇꯦꯕꯜ ꯑꯁꯤꯅꯥ ꯐꯨꯗ ꯄ꯭ꯔꯦꯞ ꯂꯥꯏꯊꯣꯀꯍꯜꯂꯤ ꯑꯃꯁꯨꯡ ꯃꯁꯤ ꯁꯦꯡꯗꯣꯀꯄꯗꯥ ꯂꯥꯌꯕꯥ ꯑꯣꯏ꯫ ꯑꯦꯂꯨꯃꯤꯅꯤꯌꯝ ꯋꯤꯟꯗ ꯁꯤꯜꯗ ꯑꯃꯁꯨꯡ ꯀꯝꯄꯥꯔꯇꯃꯦꯟꯇꯁꯤꯡꯅꯥ ꯒ꯭ꯌꯥꯁ ꯁ꯭ꯇꯣꯕ ꯑꯃꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯆꯥꯛ ꯊꯣꯡꯕꯗꯥ ꯑꯆꯧꯕꯥ ꯊꯥꯖꯕꯥ ꯄꯤꯔꯤ꯫ ꯈꯨꯗꯣꯡꯆꯥꯕꯥ ꯌꯥꯕꯥ ꯁꯥꯏꯗ ꯄꯣꯀꯦꯠ ꯑꯁꯤꯅꯥ ꯑꯦꯁꯤꯁ꯭ꯇꯦꯟꯇ ꯑꯣꯕꯖꯦꯛꯇꯁꯤꯡꯒꯤꯗꯃꯛꯇꯥ ꯁ꯭ꯇꯣꯔꯦꯖ ꯄꯤꯔꯤ꯫ ꯐꯣꯜꯗꯤꯡ ꯗꯤꯖꯥꯏꯟ ꯑꯁꯤꯅꯥ ꯅꯍꯥꯀꯄꯨ ꯁ꯭ꯇꯣꯔꯦꯖꯗꯥ ꯐꯣꯜꯗ ꯇꯧꯔꯕꯥ ꯃꯇꯨꯡꯗꯥ ꯌꯥꯝꯅꯥ ꯑꯄꯤꯀꯄꯥ ꯁꯥꯏꯖ ꯑꯃꯥ ꯐꯪꯍꯅꯕꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯒꯅꯤ꯫ ꯅꯍꯥꯛꯅꯥ ꯃꯁꯤ ꯁꯦꯀꯦꯟꯗ ꯈꯔꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯍꯥꯡꯗꯣꯀꯄꯥ ꯑꯃꯁꯨꯡ ꯊꯤꯡꯖꯤꯅꯕꯥ ꯌꯥꯏ꯫ ꯃꯔꯝ ꯑꯗꯨꯅꯥ ꯃꯇꯝ ꯌꯥꯝꯅꯥ ꯀꯅꯕꯥ ꯉꯝꯅꯕꯥ ꯃꯇꯝ ꯑꯃꯠꯇꯗꯥ ꯏꯅꯁ꯭ꯇꯣꯜ ꯇꯧꯕꯥ ꯅꯠꯠꯔꯒꯥ ꯐꯣꯜꯗ ꯇꯧꯕꯥ ꯑꯁꯤ ꯌꯥꯝꯅꯥ ꯂꯥꯏ꯫ ꯑꯣꯛꯁꯐꯣꯔꯗ ꯀꯦꯔꯤ ꯕꯦꯒ ꯑꯁꯤ ꯌꯥꯑꯣꯔꯤ, ꯅꯍꯥꯛꯅꯥ ꯄꯨꯕꯗꯥ ꯂꯥꯏꯕꯥ꯫

● ꯃꯊꯛ ꯊꯪꯕꯥ ꯇꯦꯕꯜ ꯑꯁꯤꯅꯥ ꯑꯗꯣꯃꯗꯥ ꯑꯦꯂꯨꯃꯤꯅꯤꯌꯝ ꯌꯥꯑꯣꯕꯥ ꯆꯥꯛ ꯊꯣꯡꯅꯕꯥ ꯃꯐꯝ ꯄꯤꯔꯤ .ꯅꯨꯡꯁꯤꯠ ꯉꯥꯛꯊꯣꯛꯄ.

● ꯁꯦꯂꯐꯝ ꯲ꯒꯤ ꯀꯦꯕꯤꯅꯦꯠꯇꯥ ꯑꯆꯧꯕꯥ ꯁ꯭ꯇꯣꯔꯦꯖ ꯁ꯭ꯄꯦꯁ ꯂꯩ꯫

● ꯁꯥꯏꯗ ꯄꯣꯀꯦꯠ ꯑꯁꯤ ꯑꯄꯤꯀꯄꯥ ꯄꯣꯠꯂꯝ ꯈꯔꯗꯥ ꯊꯨꯅꯥ ꯐꯪꯅꯕꯒꯤꯗꯃꯛ ꯁꯦꯃꯈꯤꯕꯅꯤ꯫

● ꯚꯦꯂꯛꯔꯣ-ꯇꯦꯞ ꯑꯁꯤ ꯍꯥꯡꯗꯣꯀꯄꯥ ꯃꯇꯃꯗꯥ ꯊꯣꯡ ꯑꯗꯨ ꯂꯦꯡꯗꯅꯥ ꯂꯩꯅꯕꯥ ꯁꯦꯃꯈꯤꯕꯅꯤ꯫

● ꯃꯄꯨꯡ ꯐꯥꯕꯥ ꯁꯥꯏꯖ ꯑꯃꯁꯨꯡ ꯁꯤꯖꯤꯟꯅꯕꯥ: ꯸꯰*꯴꯹*꯸꯰.꯵/꯱꯰꯵ꯁꯦ.ꯃꯤ. ꯑꯔꯨꯝꯕꯥ: ꯱꯲.꯶ꯀꯤ.ꯒ꯭ꯔꯥ. ꯃꯁꯤꯒꯤ ꯃꯜꯇꯤꯐꯪꯁꯅꯦꯜ ꯀꯨꯀꯤꯡ ꯇꯦꯕꯜ ꯑꯁꯤꯅꯥ ꯂꯦꯌꯔ ꯐꯣꯜꯗ ꯇꯧꯕꯥ ꯌꯥꯕꯥ ꯀꯦꯕꯤꯅꯦꯠ ꯲ ꯄꯨꯅꯁꯤꯜꯂꯤ, ꯃꯄꯥꯟꯗꯥ, ꯀꯦꯝꯄ ꯇꯧꯕꯥ, ꯏꯃꯨꯡꯒꯤ ꯊꯕꯛ ꯊꯧꯔꯃꯁꯤꯡꯒꯤꯗꯃꯛ ꯃꯄꯨꯡ ꯐꯥꯕꯥ

● ꯃꯆꯥꯀꯁꯤꯡ: ꯁꯦꯠ ꯄꯨꯝꯕꯒꯤ ꯑꯣꯏꯅꯥ ꯇꯦꯛꯇ ꯀꯥꯌꯗꯕꯥ ꯶꯰꯰*꯳꯰꯰ꯗꯤ/ꯄꯤ.ꯚꯤ.ꯁꯤ. ꯊꯨꯅꯥ ꯍꯥꯡꯗꯣꯀꯄꯥ ꯑꯃꯁꯨꯡ ꯊꯣꯡ ꯂꯣꯅꯕꯒꯤꯗꯃꯛ ꯃꯦꯇꯜ ꯖꯤꯞ꯫ ꯂꯦꯌꯔ ꯕꯣꯔꯗ: ꯃꯇꯤꯛ ꯆꯥꯕꯥ ꯑꯃꯁꯨꯡ ꯐꯖꯅꯥ ꯁꯦꯡꯗꯣꯀꯄꯥ ꯉꯝꯕꯥ ꯑꯦꯝ.ꯗꯤ.ꯑꯦꯐ.(ꯃꯦꯗꯤꯌꯝ ꯗꯦꯟꯁꯤꯇꯤ ꯐꯥꯏꯕꯔ ꯕꯣꯔꯗ)꯫

● ꯁꯤꯖꯤꯟꯅꯕꯗꯥ ꯂꯥꯌꯕꯥ: ꯐ꯭ꯔꯦꯝ ꯐꯣꯜꯗ ꯇꯧꯕꯥ ꯌꯥꯕꯥ ꯗꯤꯖꯥꯏꯟ, ꯁꯦꯀꯦꯟꯗ ꯈꯔꯗꯥ ꯐꯖꯅꯥ ꯁꯦꯠ ꯇꯧꯕꯥ ꯑꯃꯁꯨꯡ ꯐꯣꯜꯗ ꯇꯧꯕꯥ, ꯈꯨꯠꯂꯥꯌ ꯑꯃꯠꯇꯥ ꯃꯊꯧ ꯇꯥꯗꯦ, ꯁꯤꯖꯤꯟꯅꯕꯗꯥ ꯈꯨꯗꯣꯡꯆꯥꯕꯥ

● ꯂꯥꯏꯠꯋꯦꯠ ꯑꯃꯁꯨꯡ ꯄꯣꯔꯇꯦꯕꯜ: ꯁꯨꯞꯅꯇꯒꯤ ꯀꯤꯂꯣꯒ꯭ꯔꯥꯝ ꯱꯲.꯶ ꯈꯛꯇꯃꯛ, ꯍꯦꯟꯗꯂꯁꯤꯡꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯀꯦꯔꯤ ꯕꯦꯒ ꯑꯃꯥ ꯐꯖꯅꯥ ꯄꯨꯊꯣꯛ ꯄꯨꯁꯤꯟ ꯇꯧꯕꯥ ꯑꯃꯁꯨꯡ ꯊꯝꯅꯕꯥ ꯌꯥꯑꯣꯔꯤ꯫ ꯀꯦꯝꯄ ꯇꯧꯕꯥ, ꯍꯥꯏꯀꯤꯡ ꯇꯧꯕꯥ, ꯕꯤ.ꯕꯤ.ꯀꯤꯎ. ꯃꯇꯝ ꯄꯨꯝꯅꯃꯛꯇꯥ ꯑꯗꯣꯃꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯗꯤꯂꯛꯁ ꯀꯤꯆꯦꯟ ꯑꯃꯥ ꯂꯧꯕꯤꯌꯨ

꯱.ꯃꯃꯂꯒꯤ ꯃꯇꯝ: ꯱.ꯐꯣꯕ ꯖꯤꯌꯥꯃꯦꯟ, ꯁꯤ.ꯑꯥꯏ.ꯑꯦꯐ., ꯁꯤ.ꯑꯦꯟ.ꯑꯦꯐ., ꯗꯣꯔ ꯇꯨ ꯗꯣꯔ ꯁꯔꯚꯤꯁ, ꯑꯁꯤꯅꯆꯤꯡꯕꯥ꯫

2. ꯄꯦꯃꯦꯟꯇꯀꯤ ꯃꯇꯝ:T/Tꯅꯥ, 30% ꯗꯤꯄꯣꯖꯤꯠ ꯇꯧꯗꯨꯅꯥ ꯍꯥꯟꯅꯥ + 70% ꯕꯦꯂꯦꯟꯁ ꯄꯦꯃꯦꯟꯇ ꯑꯗꯨ B/L ꯀꯣꯄꯤ ꯑꯗꯨꯒꯤ ꯃꯥꯌꯣꯛꯇꯥ, ꯅꯠꯠꯔꯒꯥ ꯎꯕꯥ ꯃꯇꯃꯗꯥ L/C.

3. ꯁꯦꯝꯄꯂꯒꯤ ꯂꯤꯗ ꯇꯥꯏꯝ: ꯱.ꯑꯀꯨꯞꯄꯥ ꯃꯔꯣꯜ ꯄꯨꯝꯅꯃꯛ ꯑꯌꯥꯕꯥ ꯄꯤꯔꯕꯥ ꯃꯇꯨꯡ ꯅꯨꯃꯤꯠ ꯵-꯷ꯅꯤꯒꯤ ꯃꯅꯨꯡꯗꯥ꯫

4. ꯑꯣꯔꯗꯔ ꯄꯤꯕꯒꯤ ꯃꯇꯝ:ꯗꯤꯄꯣꯖꯤꯠ ꯄꯦꯃꯦꯟꯇ ꯐꯪꯂꯕꯥ ꯃꯇꯨꯡ ꯅꯨꯃꯤꯠ 45-60ꯒꯤ ꯃꯅꯨꯡꯗꯥ꯫

1. ꯑꯗꯣꯃꯒꯤ ꯀꯝꯄꯦꯅꯤꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯇꯦꯡꯕꯥꯡ ꯄꯤꯅꯕꯒꯤ ꯀꯥꯟꯅꯕꯥ ꯑꯁꯤ ꯀꯔꯤꯅꯣ?

ꯑꯍꯥꯅꯕꯗꯥ, ꯑꯗꯣꯝꯅꯥ ꯄꯣꯠꯊꯣꯛꯀꯤ ꯃꯒꯨꯅꯒꯤꯗꯃꯛ ꯊꯥꯖꯕꯥ ꯊꯝꯕꯥ ꯌꯥꯏ ꯑꯃꯁꯨꯡ ꯀꯥꯟꯅꯕꯥ ꯑꯁꯤ ꯑꯗꯣꯝꯅꯥ ꯀ꯭ꯕꯥꯂꯤꯇꯤꯒꯤ ꯁꯃꯁ꯭ꯌꯥꯁꯤꯡꯅꯥ ꯃꯔꯝ ꯑꯣꯏꯗꯨꯅꯥ ꯑꯗꯣꯃꯒꯤ ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡ ꯃꯥꯡꯍꯅꯕꯒꯤ ꯋꯥꯈꯜ ꯋꯥꯕꯥ ꯂꯩꯔꯣꯏ꯫ ꯑꯅꯤꯁꯨꯕꯗꯥ, ꯑꯗꯣꯃꯒꯤ ꯃꯐꯃꯗꯥ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯐꯕꯥ ꯀ꯭ꯕꯥꯂꯤꯇꯤ ꯑꯃꯁꯨꯡ ꯑꯣꯄꯁꯅꯒꯤꯗꯃꯛꯇꯥ ꯃꯃꯜ ꯌꯥꯝꯂꯕꯥ ꯃꯃꯜ ꯂꯩꯕꯥ ꯍꯦꯟꯅꯥ ꯄꯨꯀꯆꯦꯜ ꯁꯦꯡꯕꯥ ꯁꯞꯂꯥꯏꯌꯔ ꯑꯃꯥ ꯂꯩꯒꯅꯤ꯫ ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯅꯥ ꯑꯩꯈꯣꯌꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯂꯂꯣꯟ-ꯏꯇꯤꯛ ꯇꯧꯔꯕꯗꯤ, ꯑꯩꯈꯣꯌꯅꯥ ꯒ꯭ꯌꯥꯔꯦꯟꯇꯤ ꯄꯤꯕꯥ ꯉꯃꯒꯅꯤ ꯃꯗꯨꯗꯤ ꯕꯜꯀ ꯒꯨꯗꯁꯤꯡ ꯑꯁꯤ ꯁꯦꯝꯄꯜ ꯑꯍꯥꯅꯕꯥ ꯀꯅꯐꯔꯃꯦꯁꯅꯗꯒꯤ ꯍꯦꯟꯅꯥ ꯐꯕꯥ ꯅꯠꯠꯔꯒꯥ ꯍꯦꯟꯅꯥ ꯐꯕꯥ ꯑꯣꯏꯒꯅꯤ꯫

2. ꯑꯗꯣꯃꯒꯤ ꯀ꯭ꯂꯥꯏꯟꯇꯁꯤꯡꯅꯥ ꯑꯁꯣꯏ-ꯑꯉꯥꯝ ꯌꯥꯑꯣꯗꯕꯥ ꯄꯣꯠꯊꯣꯀꯁꯤꯡ ꯐꯪꯂꯕꯥ ꯃꯇꯃꯗꯥ ꯑꯗꯣꯝꯅꯥ ꯀꯔꯝꯅꯥ ꯃꯤꯠꯌꯦꯡ ꯆꯪꯒꯅꯤ?

ꯃꯍꯨꯠ ꯁꯤꯅꯕꯥ ꯌꯥꯕꯥ꯫ ꯀꯔꯤꯒꯨꯝꯕꯥ ꯑꯁꯣꯏꯕꯥ ꯄꯣꯠꯂꯝ ꯈꯔꯥ ꯂꯩꯔꯕꯗꯤ ꯑꯩꯈꯣꯌꯅꯥ ꯃꯍꯧꯁꯥꯅꯥ ꯑꯩꯈꯣꯌꯒꯤ ꯀꯁ꯭ꯇꯃꯔꯗꯥ ꯀ꯭ꯔꯦꯗꯤꯠ ꯄꯤꯔꯤ ꯅꯠꯠꯔꯒꯥ ꯃꯊꯪꯒꯤ ꯁꯤꯄꯃꯦꯟꯇꯇꯥ ꯃꯍꯨꯠ ꯁꯤꯜꯂꯤ꯫

꯳.ꯑꯗꯣꯝ ꯐꯦꯛꯇꯔꯤ ꯑꯃꯥ ꯑꯣꯏꯔꯤꯕꯔꯥ?

ꯍꯣꯏ. ꯑꯩꯈꯣꯏ. ꯑꯩꯈꯣꯌꯅꯥ ꯆꯍꯤ ꯲꯰ꯒꯤ ꯃꯅꯨꯡꯗꯥ ꯂꯝ ꯑꯁꯤꯗꯥ ꯑꯈꯟꯅꯕꯥ ꯃꯤꯠꯌꯦꯡ ꯊꯝꯂꯤ꯫

꯴.ꯑꯗꯣꯃꯒꯤ ꯐꯦꯛꯇꯔꯤꯒꯤ ꯃꯐꯝ ꯑꯃꯁꯨꯡ ꯂꯩꯔꯤꯕꯥ ꯑꯁꯤ ꯀꯔꯝꯅꯥ ꯑꯣꯏꯒꯅꯤ?

ꯑꯩꯈꯣꯌꯒꯤ ꯀꯝꯄꯦꯅꯤ ꯑꯁꯤ ꯆꯥꯏꯅꯥꯒꯤ ꯖꯤꯌꯥꯃꯦꯅꯗꯥ ꯂꯩ꯫ ꯑꯄꯨꯅꯕꯥ ꯃꯐꯝ ꯑꯁꯤ ꯁ꯭ꯛꯕꯥꯔ ꯃꯤꯇꯔ ꯱꯵꯰꯰꯰ꯅꯤ꯫

5. ꯀꯅꯥꯒꯤ ꯄꯦꯃꯦꯟꯇ ꯑꯗꯨ ꯌꯥꯕꯥ ꯉꯃꯒꯅꯤ?

ꯑꯦꯜ/ꯁꯤ, ꯗꯤ/ꯑꯦ, ꯗꯤ/ꯄꯤ, ꯇꯤ/ꯇꯤ, ꯋꯦꯁ꯭ꯇꯔꯟ ꯌꯨꯅꯤꯌꯟ, ꯃꯅꯤ ꯒ꯭ꯔꯥꯝ, ꯄꯦꯄꯔꯂꯦꯁ꯫ ꯑꯗꯨꯕꯨ ꯇꯣꯉꯥꯟ ꯇꯣꯉꯥꯅꯕꯥ ꯂꯩꯕꯥꯀꯁꯤꯡꯒꯤ ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯒꯤ ꯑꯣꯏꯅꯗꯤ ꯄꯦꯃꯦꯟꯇ ꯑꯁꯤ ꯇꯣꯉꯥꯟ ꯇꯣꯉꯥꯅꯕꯥ ꯑꯣꯏꯒꯅꯤ꯫

ꯍꯠ ꯇꯦꯒꯁ: ꯗꯕꯜ ꯀꯦꯝꯄ ꯀꯄꯕꯣꯔꯗ, ꯆꯥꯏꯅꯥ ꯗꯕꯜ ꯀꯦꯝꯄ ꯀꯄꯕꯣꯔꯗ ꯃꯦꯟꯌꯨꯐꯦꯀꯆꯔꯔꯁꯤꯡ, ꯁꯞꯂꯥꯏꯌꯔꯁꯤꯡ, ꯐꯦꯛꯇꯔꯤꯁꯤꯡ